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Payday Loan on Aadhaar Card with online KYC
Aadhaar makes the KYC step paperless: the lender verifies your identity and address online with an OTP on your Aadhaar-linked mobile. You still need a PAN and a salary credited to your bank account; Aadhaar alone is not enough for a loan.
Get Loans up to
₹2,00,000 Get cash directly in your bank account.
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We will send you a one-time password to verify your mobile number.
- 1Enter basic details
- 2Lender offer
- 3Complete KYC
- 4Disbursal
Finding the best offer for you…
We are matching your details with our lending partners to find a suitable loan offer.
100% online processKYC is done online with the lender – no branch visit.
No advance feeNever pay anyone before you receive a loan.
Direct to your bankIf approved, the lender sends the money to your account.
Your data is safe256-bit encryption; your PAN is stored encrypted.
Thank you!
About this Payday Loan
A payday loan is a short-term loan for salaried people that you repay in one go on your next salary date. Indifunds connects you with RBI-regulated lending partners; the lender checks your profile and decides the amount, interest and tenure.
Who can apply
- Salaried employees with salary credited to a bank account
- Monthly in-hand salary of ₹15,000 or more
- Age 21 to 55 years
- Home pincode in an area our lending partner serves
Documents
- PAN card
- Aadhaar card (for online KYC with the lender)
- The lender may ask for a salary slip or bank statement
How it works
- Verify your mobile number with the OTP
- Enter your salary, pincode, PAN and name
- We share your application with our lending partner
- Complete KYC on the lender's secure page; if approved, the money is sent to your bank account
Fees and charges
- Indifunds charges you no fee to apply
- Interest, processing fee and other charges are set by the lender and shown in the Key Fact Statement (KFS) before you sign
- Never pay anyone in advance to get a loan
Stay safe
- We never ask for your OTP, PIN or password on a call
- Read the loan agreement and KFS before you accept
- Borrow only what you can repay on your salary date
Questions?
Call 8595702470 (Mon–Sat, 10 AM – 7 PM) or write to grievance@indifunds.com. Terms · Privacy
Devdhan Narayana Finserv Pvt. Ltd. (Indifunds) is a loan facilitation platform, not a lender. Loans are subject to the lender's eligibility and approval.
Checking your mobile number…
OTP Verification
Please enter the 4-digit OTP sent to
What Aadhaar is used for
- Identity and address check (e-KYC) by the lender
- Signing the loan agreement online (Aadhaar OTP e-sign), if the lender uses it
- Matching your name with your PAN and bank account
What else you need
- PAN card (the lender uses it for the credit check)
- Salary credited to a bank account in your name
- A mobile number linked to your Aadhaar, for the OTP
- Home pincode on the lending partner’s list
How to apply
- Verify your mobile number with the OTP on Indifunds.
- Enter your salary, home pincode, PAN and name.
- On the lender’s secure page, complete Aadhaar e-KYC with the OTP sent to your Aadhaar-linked mobile.
- If approved, sign the agreement online; the money is sent to your bank account.
Keep your Aadhaar safe
Enter your Aadhaar OTP only on the lender’s own page during your application. Never share an Aadhaar OTP, PIN or password with anyone on a call or WhatsApp; Indifunds and its lending partners never ask for it that way.
Frequently asked questions
Can I get a loan with only an Aadhaar card?
No. Aadhaar is used for KYC. Lenders also need your PAN and proof of a regular salary.
My mobile is not linked to Aadhaar. Can I still apply?
You can start the application, but online e-KYC needs an Aadhaar-linked mobile. Update it at an Aadhaar centre, or ask the lender about other KYC options.
Is Aadhaar e-KYC safe?
Yes, when done on the lender’s own secure page. Never share the OTP with anyone else.
How much can I get on Aadhaar?
Payday loans range from ₹5,000 to ₹2,00,000. The amount depends on your salary and credit profile, not on Aadhaar.
Important: Loan approval, amount, interest rate and tenure are subject to the lender’s eligibility criteria, verification and final approval. All terms and charges are governed by the relevant loan documents. Submitting an application does not guarantee approval.
