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Instant Payday Loan online, from your phone
A payday loan covers a short gap between today and your next salary. You apply online in a few taps, the lender checks your profile, and if approved the money is sent to your bank account. Amounts range from ₹5,000 to ₹2,00,000, depending on your salary and the lender’s assessment.
Get Loans up to
₹2,00,000 Get cash directly in your bank account.
Apply Now
We will send you a one-time password to verify your mobile number.
- 1Enter basic details
- 2Lender offer
- 3Complete KYC
- 4Disbursal
Finding the best offer for you…
We are matching your details with our lending partners to find a suitable loan offer.
100% online processKYC is done online with the lender – no branch visit.
No advance feeNever pay anyone before you receive a loan.
Direct to your bankIf approved, the lender sends the money to your account.
Your data is safe256-bit encryption; your PAN is stored encrypted.
Thank you!
About this Payday Loan
A payday loan is a short-term loan for salaried people that you repay in one go on your next salary date. Indifunds connects you with RBI-regulated lending partners; the lender checks your profile and decides the amount, interest and tenure.
Who can apply
- Salaried employees with salary credited to a bank account
- Monthly in-hand salary of ₹15,000 or more
- Age 21 to 55 years
- Home pincode in an area our lending partner serves
Documents
- PAN card
- Aadhaar card (for online KYC with the lender)
- The lender may ask for a salary slip or bank statement
How it works
- Verify your mobile number with the OTP
- Enter your salary, pincode, PAN and name
- We share your application with our lending partner
- Complete KYC on the lender's secure page; if approved, the money is sent to your bank account
Fees and charges
- Indifunds charges you no fee to apply
- Interest, processing fee and other charges are set by the lender and shown in the Key Fact Statement (KFS) before you sign
- Never pay anyone in advance to get a loan
Stay safe
- We never ask for your OTP, PIN or password on a call
- Read the loan agreement and KFS before you accept
- Borrow only what you can repay on your salary date
Questions?
Call 8595702470 (Mon–Sat, 10 AM – 7 PM) or write to grievance@indifunds.com. Terms · Privacy
Devdhan Narayana Finserv Pvt. Ltd. (Indifunds) is a loan facilitation platform, not a lender. Loans are subject to the lender's eligibility and approval.
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What “instant” means here
The application is instant: mobile OTP, salary, pincode, PAN and name, with no branch visit and no paper forms. The decision and the transfer are made by the lender after its own checks, so the time can differ from person to person. We never promise a fixed number of minutes, and you should be careful with anyone who does.
Pick the amount you actually need
Borrow only what your next salary can repay comfortably. A payday loan is usually repaid in one instalment, so a smaller amount is easier to clear on time. The pages below explain who each range is for and what lenders look at.
How repayment works
- You repay once, on the date in your loan agreement (usually your next salary date).
- The amount due is the loan plus the interest and charges shown in the Key Fact Statement (KFS) before you sign.
- Paying on time keeps your credit record clean; a late payment adds charges and is reported to credit bureaus.
Choose your range
Frequently asked questions
How much can I borrow with an instant payday loan?
From ₹5,000 to ₹2,00,000. The lender decides the exact amount from your monthly salary, existing EMIs and credit history.
Is the money sent instantly?
The application takes about 2 minutes. The lender then completes KYC and its checks; if approved, it sends the money to your bank account. The time depends on the lender and your profile.
Do I need to pay anything to apply?
No. Applying through Indifunds is free. Never pay anyone in advance to get a loan.
Can I repay early?
Usually yes. Prepayment terms are written in the lender’s loan agreement and KFS.
Important: Loan approval, amount, interest rate and tenure are subject to the lender’s eligibility criteria, verification and final approval. All terms and charges are governed by the relevant loan documents. Submitting an application does not guarantee approval.
