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Payday Loan of ₹1,00,000 to ₹2,00,000
₹2,00,000 is the highest amount offered through our lending partners for a payday-type loan. It is meant for salaried people with a high monthly salary and a good repayment record.
Get Loans up to
₹2,00,000 Get cash directly in your bank account.
Apply Now
We will send you a one-time password to verify your mobile number.
- 1Enter basic details
- 2Lender offer
- 3Complete KYC
- 4Disbursal
Finding the best offer for you…
We are matching your details with our lending partners to find a suitable loan offer.
100% online processKYC is done online with the lender – no branch visit.
No advance feeNever pay anyone before you receive a loan.
Direct to your bankIf approved, the lender sends the money to your account.
Your data is safe256-bit encryption; your PAN is stored encrypted.
Thank you!
About this Payday Loan
A payday loan is a short-term loan for salaried people that you repay in one go on your next salary date. Indifunds connects you with RBI-regulated lending partners; the lender checks your profile and decides the amount, interest and tenure.
Who can apply
- Salaried employees with salary credited to a bank account
- Monthly in-hand salary of ₹15,000 or more
- Age 21 to 55 years
- Home pincode in an area our lending partner serves
Documents
- PAN card
- Aadhaar card (for online KYC with the lender)
- The lender may ask for a salary slip or bank statement
How it works
- Verify your mobile number with the OTP
- Enter your salary, pincode, PAN and name
- We share your application with our lending partner
- Complete KYC on the lender's secure page; if approved, the money is sent to your bank account
Fees and charges
- Indifunds charges you no fee to apply
- Interest, processing fee and other charges are set by the lender and shown in the Key Fact Statement (KFS) before you sign
- Never pay anyone in advance to get a loan
Stay safe
- We never ask for your OTP, PIN or password on a call
- Read the loan agreement and KFS before you accept
- Borrow only what you can repay on your salary date
Questions?
Call 8595702470 (Mon–Sat, 10 AM – 7 PM) or write to grievance@indifunds.com. Terms · Privacy
Devdhan Narayana Finserv Pvt. Ltd. (Indifunds) is a loan facilitation platform, not a lender. Loans are subject to the lender's eligibility and approval.
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Who this range is for
Senior and well-paid salaried employees who need a large sum for a short time and can repay it from their next salary. Most applicants are offered less than this range; the lender decides from your profile.
Think about the salary-day payment
A one-time repayment of this size can take most of a month’s salary. Before you apply, check that rent, EMIs and household costs are covered after repayment. If they are not, choose a smaller amount or a personal loan with EMIs.
Documents the lender may ask for
- PAN and Aadhaar (online KYC)
- Recent salary slips and bank statement
- Office e-mail or employment proof, if the lender asks
Frequently asked questions
Is ₹2,00,000 the maximum payday loan?
Yes, through our lending partners the range goes up to ₹2,00,000. The amount you are offered depends on your salary and profile.
Can a low CIBIL profile get ₹2 lakh?
Large amounts usually need a good repayment record. Low CIBIL profiles are assessed, but a smaller amount is more likely.
Who decides the interest rate?
The lender. It is shown in the KFS before you sign, together with all charges.
Important: Loan approval, amount, interest rate and tenure are subject to the lender’s eligibility criteria, verification and final approval. All terms and charges are governed by the relevant loan documents. Submitting an application does not guarantee approval.
