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Payday Loan for Salaried Employees
Payday loans are made for salaried people: the loan is repaid from your next salary, so a regular salary credited to your bank account is the main thing lenders look at. Government, private, hospital, school, factory, retail or BPO, the employer type matters less than a steady salary.
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₹2,00,000 Get cash directly in your bank account.
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- 1Enter basic details
- 2Lender offer
- 3Complete KYC
- 4Disbursal
Finding the best offer for you…
We are matching your details with our lending partners to find a suitable loan offer.
100% online processKYC is done online with the lender – no branch visit.
No advance feeNever pay anyone before you receive a loan.
Direct to your bankIf approved, the lender sends the money to your account.
Your data is safe256-bit encryption; your PAN is stored encrypted.
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About this Payday Loan
A payday loan is a short-term loan for salaried people that you repay in one go on your next salary date. Indifunds connects you with RBI-regulated lending partners; the lender checks your profile and decides the amount, interest and tenure.
Who can apply
- Salaried employees with salary credited to a bank account
- Monthly in-hand salary of ₹15,000 or more
- Age 21 to 55 years
- Home pincode in an area our lending partner serves
Documents
- PAN card
- Aadhaar card (for online KYC with the lender)
- The lender may ask for a salary slip or bank statement
How it works
- Verify your mobile number with the OTP
- Enter your salary, pincode, PAN and name
- We share your application with our lending partner
- Complete KYC on the lender's secure page; if approved, the money is sent to your bank account
Fees and charges
- Indifunds charges you no fee to apply
- Interest, processing fee and other charges are set by the lender and shown in the Key Fact Statement (KFS) before you sign
- Never pay anyone in advance to get a loan
Stay safe
- We never ask for your OTP, PIN or password on a call
- Read the loan agreement and KFS before you accept
- Borrow only what you can repay on your salary date
Questions?
Call 8595702470 (Mon–Sat, 10 AM – 7 PM) or write to grievance@indifunds.com. Terms · Privacy
Devdhan Narayana Finserv Pvt. Ltd. (Indifunds) is a loan facilitation platform, not a lender. Loans are subject to the lender's eligibility and approval.
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Basic eligibility
- Salaried, with salary credited to a bank account every month
- Monthly in-hand salary of ₹15,000 or more
- Age 21 to 55 years
- Home pincode served by our lending partner
Salary and loan amount
Your salary is the biggest factor in how much a lender offers, because the loan has to be repaid from it. The pages below explain what to expect at different salary levels. Existing EMIs and your credit history also count.
Self-employed?
Payday loans through our lending partners are for salaried people only. If you run a business, our team can tell you about business loan options.
Frequently asked questions
What is the minimum salary for a payday loan?
Lenders on Indifunds look for a monthly in-hand salary of ₹15,000 or more, credited to your bank account.
I get my salary in cash. Can I apply?
Lenders need to see your salary in a bank account, so cash salaries usually do not qualify.
I just joined a new job. Can I apply?
Many lenders want at least one or two salary credits from the current employer. Apply after your first salary if possible.
Is a salary slip mandatory?
Not always. Some lenders verify salary from your bank statement. The lender tells you if it needs a slip.
Important: Loan approval, amount, interest rate and tenure are subject to the lender’s eligibility criteria, verification and final approval. All terms and charges are governed by the relevant loan documents. Submitting an application does not guarantee approval.
