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Payday Loan of ₹5,000 to ₹10,000
The smallest range is for the most common situation: a bill that cannot wait a week or two. A phone repair, a school fee balance, a medicine bill or a train ticket home.
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We will send you a one-time password to verify your mobile number.
- 1Enter basic details
- 2Lender offer
- 3Complete KYC
- 4Disbursal
Finding the best offer for you…
We are matching your details with our lending partners to find a suitable loan offer.
100% online processKYC is done online with the lender – no branch visit.
No advance feeNever pay anyone before you receive a loan.
Direct to your bankIf approved, the lender sends the money to your account.
Your data is safe256-bit encryption; your PAN is stored encrypted.
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About this Payday Loan
A payday loan is a short-term loan for salaried people that you repay in one go on your next salary date. Indifunds connects you with RBI-regulated lending partners; the lender checks your profile and decides the amount, interest and tenure.
Who can apply
- Salaried employees with salary credited to a bank account
- Monthly in-hand salary of ₹15,000 or more
- Age 21 to 55 years
- Home pincode in an area our lending partner serves
Documents
- PAN card
- Aadhaar card (for online KYC with the lender)
- The lender may ask for a salary slip or bank statement
How it works
- Verify your mobile number with the OTP
- Enter your salary, pincode, PAN and name
- We share your application with our lending partner
- Complete KYC on the lender's secure page; if approved, the money is sent to your bank account
Fees and charges
- Indifunds charges you no fee to apply
- Interest, processing fee and other charges are set by the lender and shown in the Key Fact Statement (KFS) before you sign
- Never pay anyone in advance to get a loan
Stay safe
- We never ask for your OTP, PIN or password on a call
- Read the loan agreement and KFS before you accept
- Borrow only what you can repay on your salary date
Questions?
Call 8595702470 (Mon–Sat, 10 AM – 7 PM) or write to grievance@indifunds.com. Terms · Privacy
Devdhan Narayana Finserv Pvt. Ltd. (Indifunds) is a loan facilitation platform, not a lender. Loans are subject to the lender's eligibility and approval.
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Who this range suits
It suits salaried people who are short by a few thousand rupees in the last days of the month. Because the amount is small compared with most salaries, it is usually the easiest range to repay in one go.
A simple example
Say you need ₹8,000 on the 22nd and your salary arrives on the 1st. You repay once on the 1st: the ₹8,000 plus the interest and charges for those days, exactly as shown in the KFS before you accept. Read that total before you sign, so there are no surprises on salary day.
Tips for a small loan
- Apply for the amount you need, not the maximum.
- Keep your salary account active; that is where the lender sends the money and collects the repayment.
- If you already have a payday loan running, clear it first.
Frequently asked questions
What salary do I need for a ₹5,000 to ₹10,000 payday loan?
Lenders on Indifunds look for a monthly in-hand salary of ₹15,000 or more, credited to your bank account. The final decision is the lender’s.
Can I get ₹5,000 with a low CIBIL score?
Low CIBIL profiles are assessed. Lenders look at your current salary and repayment capacity, but approval is not guaranteed.
How is a ₹10,000 payday loan repaid?
In one payment on the date in your loan agreement, usually your next salary date.
Important: Loan approval, amount, interest rate and tenure are subject to the lender’s eligibility criteria, verification and final approval. All terms and charges are governed by the relevant loan documents. Submitting an application does not guarantee approval.