Effective Date: January 01, 2025
Last Updated: MAY 18, 2026
1. General Disclaimer
The information provided by Indifunds ("we," "our," or "us") on our website www.indifunds.com and through our services is for general informational purposes only. While we strive to keep the information accurate and up-to-date, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability of the information.
Any reliance you place on such information is strictly at your own risk.
2. No Professional Advice
The content provided on our website does not constitute:
- Financial advice
- Legal advice
- Tax advice
- Investment advice
- Credit counseling
For specific financial decisions, you should consult with qualified professionals before taking action.
3. Loan Approval Disclaimer
- No Guarantee: Submission of a loan application does NOT guarantee approval
- Internal Evaluation: All loan approvals are subject to internal evaluation by Indifunds
- Discretionary Decision: Loan approval, amount, interest rate, and tenure are at the sole discretion of Indifunds
- Profile-Based: Final terms depend on individual profile assessment
- Eligibility Variation: Eligibility criteria may vary and change without notice
4. Interest Rate Disclaimer
- Interest rates mentioned on our website are indicative and may vary
- Actual interest rates are determined based on individual profile
- Rates may change without prior notice based on market conditions
- The interest rate range (2-3% monthly) is approximate and subject to evaluation
- We reserve the right to revise rates as per business requirements
5. Product Availability Disclaimer
- Currently, only Personal Loan and Business Loan products are active
- Other products (Payday Loan, Salary Advance, LAP, etc.) are upcoming
- Product launches are subject to regulatory approvals and operational readiness
- We reserve the right to modify, suspend, or discontinue any product
- Service availability may vary by location
6. No Endorsement
References to:
- Third-party services, products, or websites
- Customer testimonials and case studies
- Industry data and statistics
- News articles and reports
Are for informational purposes only and do not constitute endorsement.
7. Customer Testimonials
- Testimonials displayed on our website represent individual experiences
- Results may vary from person to person
- Past performance does not indicate future results
- Names and details may be modified for privacy protection
- Photographs may be representational
8. Calculator Disclaimer
- EMI calculators and other tools on our website provide approximate values
- Actual EMI may differ based on disbursement date, charges, and other factors
- Calculator results are for reference only, not loan offers
- We are not liable for decisions based solely on calculator outputs
9. Information Currency
- Information on our website is updated periodically
- We do not guarantee that all information is current
- Outdated information should not be relied upon for financial decisions
- We reserve the right to update content without notice
10. External Links
- Our website may contain links to external websites
- We are not responsible for the content of linked websites
- Links do not imply endorsement of linked content
- Users access third-party websites at their own risk
11. Technical Disclaimer
- We strive to maintain website availability but do not guarantee uninterrupted access
- Technical errors, downtime, or maintenance may occur
- We are not liable for losses arising from technical failures
- Mobile and desktop experiences may vary
12. Marketing Communications
- Marketing communications represent general offers
- Specific terms apply only after individual assessment
- Promotional offers are subject to terms and conditions
- We reserve the right to modify or withdraw offers without notice
13. Regulatory Disclaimer
- We operate in compliance with applicable Indian laws and regulations
- Regulatory frameworks may change, affecting our services
- Compliance requirements may modify our operational procedures
- We are not liable for changes due to regulatory updates
14. Indemnity
By using our website and services, you agree to indemnify and hold harmless Indifunds, its directors, employees, agents, and affiliates from any claims, damages, or losses arising from:
- Your use or misuse of our services
- Your reliance on website information
- Your violation of these terms
- Any third-party claims related to your actions
15. Limitation of Liability
In no event shall Indifunds, its officers, directors, employees, or agents be liable for:
- Direct, indirect, incidental, or consequential damages
- Loss of profits, data, or business opportunities
- Damages from service interruption or downtime
- Losses from reliance on website information
- Damages exceeding the loan amount or fees paid
16. Jurisdiction-Specific Disclaimer
- Our services are intended for residents of India only
- Specific services are available only in Delhi NCR region
- Other jurisdictions may have different applicable laws
- Users from other jurisdictions use our services at their own risk
17. Risk Disclosure
Taking a loan involves financial risks including:
- Repayment obligations affecting cash flow
- Interest costs over loan tenure
- Penalty charges for missed payments
- Credit score impact for defaults
- Asset risk for collateral loans
Borrowers should carefully assess their repayment capacity before applying.
18. Data Accuracy
- We rely on information provided by users
- Inaccurate information may affect loan processing
- Verification is conducted to ensure data integrity
- We are not liable for outcomes based on user-provided false information
19. Government Schemes and Tax
- References to government schemes are for information only
- Tax implications of loans should be verified with tax advisors
- We do not provide tax filing or planning services
- Tax laws may change affecting loan-related benefits
20. Updates to Disclaimer
We reserve the right to modify this Disclaimer at any time. Changes will be posted on this page with an updated effective date. Continued use of our services constitutes acceptance of the modified Disclaimer.
21. Contact for Clarifications
For any clarifications regarding this Disclaimer:
- 📧 Email: legal@indifunds.com
- 📞 Phone: +91 8595702470
- 📱 WhatsApp: +91 9608609018
- 🌐 Website: www.indifunds.com
- 📍 Address: C 44, Block C, Sector 51, Noida – 201301, U.P., India
Indifunds
A Unit of Devdhan Narayana Finserv Pvt Ltd
CIN: U66190UP2024PTC210110