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Payday Loan of ₹50,000 to ₹1,00,000
A short-term loan in this range is meant for salaried people whose monthly salary can repay it in one go. It is not the right product for a long-term need.
Get Loans up to
₹2,00,000 Get cash directly in your bank account.
Apply Now
We will send you a one-time password to verify your mobile number.
- 1Enter basic details
- 2Lender offer
- 3Complete KYC
- 4Disbursal
Finding the best offer for you…
We are matching your details with our lending partners to find a suitable loan offer.
100% online processKYC is done online with the lender – no branch visit.
No advance feeNever pay anyone before you receive a loan.
Direct to your bankIf approved, the lender sends the money to your account.
Your data is safe256-bit encryption; your PAN is stored encrypted.
Thank you!
About this Payday Loan
A payday loan is a short-term loan for salaried people that you repay in one go on your next salary date. Indifunds connects you with RBI-regulated lending partners; the lender checks your profile and decides the amount, interest and tenure.
Who can apply
- Salaried employees with salary credited to a bank account
- Monthly in-hand salary of ₹15,000 or more
- Age 21 to 55 years
- Home pincode in an area our lending partner serves
Documents
- PAN card
- Aadhaar card (for online KYC with the lender)
- The lender may ask for a salary slip or bank statement
How it works
- Verify your mobile number with the OTP
- Enter your salary, pincode, PAN and name
- We share your application with our lending partner
- Complete KYC on the lender's secure page; if approved, the money is sent to your bank account
Fees and charges
- Indifunds charges you no fee to apply
- Interest, processing fee and other charges are set by the lender and shown in the Key Fact Statement (KFS) before you sign
- Never pay anyone in advance to get a loan
Stay safe
- We never ask for your OTP, PIN or password on a call
- Read the loan agreement and KFS before you accept
- Borrow only what you can repay on your salary date
Questions?
Call 8595702470 (Mon–Sat, 10 AM – 7 PM) or write to grievance@indifunds.com. Terms · Privacy
Devdhan Narayana Finserv Pvt. Ltd. (Indifunds) is a loan facilitation platform, not a lender. Loans are subject to the lender's eligibility and approval.
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Is a payday loan right for ₹1 lakh?
Only if your next salary can cover it with room to spare. If not, a personal loan spread over 12 to 36 monthly EMIs costs less per month and is easier to manage. Our team can explain both options on a call.
What the lender checks
- Monthly in-hand salary and how long you have been with your employer
- Existing EMIs and credit card dues
- Credit history (CIBIL); low scores are assessed, but a recent default reduces the amount offered
- Home pincode on the lending partner’s serviceable list
Read before you sign
The KFS shows the annual percentage rate (APR), all charges and the exact amount due on salary day. Make sure that amount fits your salary before you accept.
Frequently asked questions
Can I get ₹1 lakh as a payday loan?
It is possible for higher salaries. The lender decides the amount after checking your salary, EMIs and credit history.
Payday loan or personal loan for ₹1 lakh?
If you can repay in one go on salary day, a payday loan works. If you need months to repay, a personal loan with EMIs is usually better.
Does applying affect my CIBIL score?
The lender’s credit check is recorded as an enquiry. One application has a small effect; many applications in a short time have more.
Important: Loan approval, amount, interest rate and tenure are subject to the lender’s eligibility criteria, verification and final approval. All terms and charges are governed by the relevant loan documents. Submitting an application does not guarantee approval.
