Disclaimer

Loan availability, pricing, eligibility and final terms are subject to individual assessment and applicable documentation. Website content should be read together with the applicable loan documents and disclosures.

General Disclaimer

The information provided by Indifunds ("we," "our," or "us") on our website www.indifunds.com and through our services is for general informational purposes only. While we strive to keep the information accurate and up-to-date, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability of the information.

Any reliance you place on such information is strictly at your own risk.

No Professional Advice

The content provided on our website does not constitute:

• Financial advice
• Legal advice
• Tax advice
• Investment advice
• Credit counseling

For specific financial decisions, you should consult with qualified professionals before taking action.

Loan Approval Disclaimer

• No Guarantee:
  Submission of a loan application does NOT guarantee approval.
• Internal Evaluation:
  All loan approvals are subject to internal evaluation by Indifunds.
• Discretionary Decision:
  Loan approval, amount, interest rate, and tenure are at the sole discretion of Indifunds.
• Profile-Based:
  Final terms depend on individual profile assessment.
• Eligibility Variation:
  Eligibility criteria may vary and change without notice.

Interest Rate Disclaimer

• Interest rates mentioned on our website are indicative and may vary
• Actual interest rates are determined based on individual profile
• Rates may change without prior notice based on market conditions
• The interest rate range (2-3% monthly) is approximate and subject to evaluation
• We reserve the right to revise rates as per business requirements

Product Availability Disclaimer

• Our current products are Personal Loan, Business Loan, Payday Loan, Salary Advance Loan, Loan Against Car and Loan Against Property
• Each product is available subject to eligibility, verification and the applicable loan offer
• We reserve the right to modify, suspend, or discontinue any product
• Service availability may vary by location

No Endorsement

References to the following are for informational purposes only and do not constitute endorsement:

Third-party services, products, or websites Customer testimonials and case studies Industry data and statistics News articles and reports

Customer Testimonials

• Testimonials displayed on our website represent individual experiences
• Results may vary from person to person
• Past performance does not indicate future results
• Names and details may be modified for privacy protection
• Photographs may be representational

Calculator Disclaimer

• EMI calculators and other tools on our website provide approximate values
• Actual EMI may differ based on disbursement date, charges, and other factors
• Calculator results are for reference only, not loan offers
• We are not liable for decisions based solely on calculator outputs

Information Currency

• Information on our website is updated periodically
• We do not guarantee that all information is current
• Outdated information should not be relied upon for financial decisions
• We reserve the right to update content without notice

External Links

• Our website may contain links to external websites
• We are not responsible for the content of linked websites
• Links do not imply endorsement of linked content
• Users access third-party websites at their own risk

Technical Disclaimer

• We strive to maintain website availability but do not guarantee uninterrupted access
• Technical errors, downtime, or maintenance may occur
• We are not liable for losses arising from technical failures
• Mobile and desktop experiences may vary

Marketing Communications

• Marketing communications represent general offers
• Specific terms apply only after individual assessment
• Promotional offers are subject to terms and conditions
• We reserve the right to modify or withdraw offers without notice

Regulatory Disclaimer

• We operate in compliance with applicable Indian laws and regulations
• Regulatory frameworks may change, affecting our services
• Compliance requirements may modify our operational procedures
• We are not liable for changes due to regulatory updates

Indemnity

By using our website and services, you agree to indemnify and hold harmless Indifunds, its directors, employees, agents, and affiliates from any claims, damages, or losses arising from:

• Your use or misuse of our services
• Your reliance on website information
• Your violation of these terms
• Any third-party claims related to your actions

Limitation of Liability

In no event shall Indifunds, its officers, directors, employees, or agents be liable for:

• Direct, indirect, incidental, or consequential damages
• Loss of profits, data, or business opportunities
• Damages from service interruption or downtime
• Losses from reliance on website information
• Damages exceeding the loan amount or fees paid

Jurisdiction-Specific Disclaimer

• Our services are intended for residents of India only
• Specific services are available only in Delhi NCR region
• Other jurisdictions may have different applicable laws
• Users from other jurisdictions use our services at their own risk

Risk Disclosure

Repayment obligations affecting cash flow

Interest costs over loan tenure

Penalty charges for missed payments

Credit score impact for defaults

Asset risk for collateral loans

Borrowers should carefully assess their repayment capacity before applying.

Data Accuracy

• We rely on information provided by users
• Inaccurate information may affect loan processing
• Verification is conducted to ensure data integrity
• We are not liable for outcomes based on user-provided false information

Government Schemes and Tax

• References to government schemes are for information only
• Tax implications of loans should be verified with tax advisors
• We do not provide tax filing or planning services
• Tax laws may change affecting loan-related benefits

Updates to Disclaimer

We reserve the right to modify this Disclaimer at any time. Changes will be posted on this page with an updated effective date. Continued use of our services constitutes acceptance of the modified Disclaimer.

Contact for Clarifications

For any clarifications regarding this Disclaimer, contact us:

• Email: support@indifunds.com
• Phone / WhatsApp: +91 85957 02470
• Website: www.indifunds.com
• Address: C 44, Block C, Sector 51, Noida – 201301, Uttar Pradesh, India

Please review the applicable loan documentation, pricing, disclosures and terms before proceeding.